Why request a loan online?

Requesting a loan online is very easy and quick. You don't need to wait in long lines to request a loan or leave the comfort of your own home.

Credit score has no impact

Your credit history or lack of credit do not impact your ability to obtain the funds you need timely.

Fixed rates. No hidden fees

Each lender will provide you information describing the terms and conditions associated with the offer before you accept.

What You Get !

  • Loans up to $10,000
  • Access to our network of lenders
  • All credit scores considered
  • Money deposited directly into your account
  • 256-bit secure online form

What is Prosper Loans?

Prosper Loans is a network connecting lenders who offer short-term loans. Our goal is to pair you with one or more short-term loan lenders who can provide you with access to emergency funds, regardless of the reason. We help you find loans of up to $10,000 quickly and with ease.

How It Works !!

Submit Online

Fill out our short form secured with 256-bit technology.

Receive Response

If approved, review all the terms and rates on the lender's website.

Check Your Account

Get money deposited into your bank account as soon as the next business day.

What is Prosper Loans?

What is a short-term loan?

A short-term loan is a way for consumers to get the money they need in emergencies without the same hassle that is associated with other forms of consumer credit. Getting money from credit cards or traditional banks can be time consuming and frustrating. Short-term loans are headache-free and relatively easy for most people to obtain—even if they have been denied other forms of credit due to their credit histories. In just a few short minutes, consumers can request and be approved for a short-term loan of up to $10,000.

What are the qualifications?

Are short-term loans expensive?

When should I take out a short-term loan?

Customer Reviews

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Drew Miller NE

A pipe in my house burst and I didn't have any money at the time to fix it. My buddy had used Prosper Loans before and told me they could help. I went online and filled out a their form. After only a couple of minutes they told me I could get $10,000. I got the money next day and was able to repair the pipe right away.

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Thomas Chirchon WA

Prospers Loans is awesome. They were super quick and easy. I did all the stuff online and in couple minutes got an approval. I had to do an emergency tooth extraction because of the pain it was causing. It was great to be able to get it done so fast and not go another day with a terrible toothache. Thank you so much!

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Katie Terringer MN

When I was ready to go home, my car wouldn't start and it needed to be towed to a shop to be fixed. Since I hadn't been paid yet this week, I went online to see if I could find help. I found Prospers Loans. It took me 5 minutes to fill out the form and get approved. I got the money the next day. Thank you!

Terms of Use

Because Prospers Loans IS NOT A LENDER, we cannot ultimately decide whether or not you are approved for a loan. We also cannot determine or influence the amount of money you may receive using our referral services. The operator of this web site will share the information you provide with participating lenders, advertisers, networks and other partners who may or may not lend or issue loans. Providing your information on this web site does not guarantee that you will be chosen by a lender or approved for a loan. We do not act as agents, brokers, or representatives for any of our lenders, and we do not endorse or charge you for any service or product. All information that we collect and share about you is in accordance with our Privacy Policy which we advise you to review before submitting any information using our form.

Because each lender is different and Prospers Loans has no control over the rates and fees each lender charges, we urge you to carefully review the terms associated with the offer before accepting or declining. Please remember that you are never under any obligation to accept an offer from a lender and you can cancel the entire process at any time at your discretion. Prospers Loans cannot be held accountable for any charges or terms presented to you by a lender, and we are in no way responsible for any agreement between you and a lender. For details, questions or concerns regarding your loan, please contact your lender directly. Please note that lender terms may vary, and lenders may use different criteria to determine whether an applicant is eligible for a loan. Not all who submit a request for credit will be chosen by a lender or approved for loan. If you are not chosen by a lender in the participating lender network, your information may be offered to participating third party advertisers and generators for consideration.

It is not our policy to perform credit checks on any of our customers. However, some of the lenders in our network might perform a credit check before making their decisions using the three major reporting bureaus like, TransUnion, Experian and Equifax, as well as other alternate sources of consumer information. In the end, your credit rating may be impacted by a particular lender's actions. If you do not pay back your loan by the specified due date, your lender may choose to report this delinquency to one or more of the major credit bureaus, which could negatively affect your rating.

Any of the information that you read on this website may be changed at any time without any prior notice. We can not guarantee that your submitted information will be provided to a lender or that a lender will approve you for a loan. Not all lenders can provide up to $1,500. The loans that may be offered by a lender are expensive forms of credit and are intended to provide you with short-term financing to solve immediate financial needs and should not be considered a long-term solution. If you are having serious financial issues, it is often best to consult with a professional credit counselor.

Prospers Loans strives to keep you updated with all state laws governing short-term loans. As you may know, these regulations vary from state to state. Visit the Rates & Fees page to view information regarding availability, maximum loan amounts, and loan terms, as well as the information for your state regulator. Rates and fees will vary depending upon lender.

If you are given an option to obtain a loan from a tribal lender, these lenders are owned by independent sovereign nations and may not be required to follow local or state laws regarding rates, fees and other loan terms. Please understand that the tribal lender's rates and fees may be higher than state-licensed lenders. Additionally, tribal lenders may require you to agree to resolve any disputes in a tribal jurisdiction.

Testimonial Disclaimer: These are not actual testimonials, but they are representative of Prospers Loans services.

Advertising Disclosures

Prospers Loans does not charge you any fees to submit a loan request, be connected with a lender, or to receive loan offers or quotes. If you receive a quote or a loan offer, the lender with which you may be connected is available to review its terms with you at no cost. It's possible that the lender may require a fee to process your formal loan application and/or credit report, but until you agree to pay the lender any fee(s) or sign any loan agreements, you may shop with Prospers Loans at no cost.

The offers that you might receive are from companies from which Prospers Loans receives compensation. This compensation may impact what offers you receive and how/where products appear on this site (including, for example, the order in which they appear). Prospers Loans does not include all lenders available in the marketplace. If you are presented with an offer, carefully review the details before signing.?